About Luxembourg
Luxembourg
A founding member of the European Union and one of the world’s wealthiest nations per capita, offering sophisticated residency pathways for investors seeking access to the heart of Europe’s financial and institutional architecture.
Country Overview
Explore Luxembourg’s residency by investment program from the program tab, or contact us directly for a private consultation about establishing your presence in Europe’s premier financial hub.
Country Information
Strategic Advantages
Why Luxembourg
EU & Schengen Access
Full residency within the European Union and Schengen Area, with unrestricted travel across 27 EU member states and the ability to live and work throughout Europe.
Global Financial Centre
Europe’s largest investment fund centre and a leading hub for private banking, wealth management, and international holding structures with over 120 banks operating in the jurisdiction.
Political & Economic Stability
AAA sovereign credit rating, founding member of the EU, NATO, and the United Nations, with one of the highest GDP per capita figures in the world.
Multicultural Environment
Nearly 50% of residents are foreign nationals, creating a genuinely international community with world-class international schools and a trilingual administrative system.
An Introduction to Luxembourg
The Grand Duchy of Luxembourg is a small landlocked country in Western Europe, bordered by Belgium, France, and Germany. Despite its modest size of approximately 2,586 square kilometres, Luxembourg punches far above its weight as one of the world’s most important financial centres and a founding pillar of European integration.
Luxembourg City serves as the seat of several key European Union institutions, including the European Court of Justice, the European Investment Bank, and the European Court of Auditors. This institutional presence reinforces Luxembourg’s position at the very centre of European governance and finance.
The financial services sector is the backbone of Luxembourg’s economy, accounting for over 25% of GDP. The country is the largest fund domiciliation centre in Europe and the second largest in the world after the United States, with assets under management exceeding EUR 5 trillion. Over 120 banks from around the world maintain operations in Luxembourg.
Luxembourg’s residency by investment pathway offers non-EU nationals an opportunity to establish legal residence in the Grand Duchy through qualifying business investment or company formation. The programme provides access to the Schengen Area and, after five years of continuous residency, eligibility for long-term EU resident status or Luxembourg citizenship.
The country’s quality of life is exceptional. Luxembourg consistently ranks among the top nations globally for safety, healthcare, education, and environmental quality. The public education system is trilingual, and numerous international schools serve the large expatriate community. The country’s central European location allows residents to reach Paris, Brussels, and Frankfurt within two to three hours by road or rail.
Luxembourg’s tax framework, while not as aggressive as some offshore jurisdictions, offers competitive corporate structures, an extensive double taxation treaty network spanning over 80 countries, and a favourable intellectual property regime that has attracted major technology and e-commerce companies including Amazon, PayPal, and Skype.
At a Glance
Key Facts
190+
Visa-Free Destinations
Luxembourg passport holders enjoy visa-free or visa-on-arrival access to over 190 countries, ranking among the world’s most powerful passports.
EUR 500K
Minimum Investment
Investment in a new or existing Luxembourg company, creating employment and contributing to the national economy.
4–6 Months
Processing Time
Efficient processing for qualifying applicants with comprehensive documentation and clear regulatory requirements.
AAA
Credit Rating
One of a select few nations worldwide to hold a AAA sovereign credit rating from all three major rating agencies.
5 Years
Path to Citizenship
After five years of continuous residency and meeting language requirements, residents may apply for Luxembourg citizenship and EU passport.
47%
Foreign Residents
Nearly half the population holds foreign nationality, creating one of Europe’s most diverse and internationally oriented communities.
Investment Pathways
Available Programs
Residency by Investment
Luxembourg Investor Residency
Establish residency in the heart of Europe through a qualifying investment in a Luxembourg business entity, with a clear pathway to permanent residency and eventual citizenship.
Explore program —→Real Estate Investment
Luxembourg Property Market
Access Luxembourg’s premium real estate market with opportunities in the capital’s historic centre, Kirchberg business district, and surrounding countryside estates.
View properties —→Common Questions
Frequently Asked Questions
How can I obtain residency in Luxembourg through investment?
Luxembourg offers residency permits for non-EU nationals who invest a minimum of EUR 500,000 in a new or existing Luxembourg company that employs at least one person. Applicants must demonstrate that the investment will contribute to the Luxembourg economy. The initial residency permit is typically granted for one year and is renewable, with a pathway to permanent residency after five years of continuous legal residence.
Can Luxembourg residency lead to citizenship?
Yes. After five years of continuous legal residency in Luxembourg, individuals may apply for citizenship provided they meet language requirements (Luxembourgish spoken test and a civics course). Luxembourg permits dual citizenship, meaning applicants do not need to renounce their existing nationality. A Luxembourg passport provides visa-free access to over 190 countries and full EU citizenship rights.
What is the tax environment in Luxembourg?
Luxembourg operates a progressive income tax system with a top marginal rate of approximately 42% for individuals. However, the country offers favourable structures for holding companies, intellectual property, and investment funds. Luxembourg has an extensive network of over 80 double taxation treaties and offers competitive corporate tax rates for qualifying structures. Wealth tax for individuals was abolished, and the country has no inheritance tax for direct-line descendants.
Is Luxembourg a good place for families?
Luxembourg is an excellent choice for families. The country offers outstanding international schools including the European School and several private institutions. Healthcare is world-class and largely covered by the national social security system. The crime rate is exceptionally low, and the multicultural environment — with nearly 170 nationalities represented — ensures that families from any background feel welcomed and integrated.
What languages are spoken in Luxembourg?
Luxembourg is officially trilingual, with Luxembourgish, French, and German all holding official status. French is the primary language for business and administration, German is widely used in media and commerce, and Luxembourgish is the national language spoken in everyday life. English is also widely spoken in the international business community and financial sector, making the country highly accessible for expatriates.
Get in Touch
Start Your Journey
With Us Today
TopNation Global assists international clients in obtaining residence and citizenship under the world's most respected investment programs. Contact us to arrange your initial private consultation.
Book Consultation →
Specialist Services
How we work in Luxembourg
Residence by Investment
Residence-permit advisory for Luxembourg and other qualifying jurisdictions.
Learn more →Citizenship by Investment
Programmes leading to a second passport, including options relevant to Luxembourg.
Learn more →Investment Real Estate
Curated qualifying properties in Luxembourg and 21 other markets.
Learn more →Strategic Advisory
Senior-led, jurisdiction-agnostic engagement for complex situations.
Learn more →